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A Minimum Income Guarantee (MIG) is a financial safety net designed to ensure that individuals have a basic level of income to cover their living costs after their non-residential care costs have been met. This means that no one falls below a certain level of income.
Wirral Council conducts a financial assessment to see how much you can pay towards your care. This assessment will take into account:
Your Minimum Income Guarantee covering daily living expenses such as - food, toiletries and utility bills
Your housing costs – Rent, mortgage, council tax, building insurance. If you receive benefits to support you with these, the net amount will be disregarded at the discretion of the local authority.
Disability Related Expenditure (DRE) – these are costs due to your having a disability.
For over 10 years in Wirral, have given people who are receiving non-residential care costs an extra amount above the nationally agreed MIG, this is shown in the table below.
Categories
National weekly MIG Rate £
Wirral weekly MIG Rate £
Difference per week £
Difference per Annum £
Couple, aged 18 - pensionable age
88.35
90.42
2.07
107.64
Couple, aged 18 - pensionable age with Disability Premium
123.75
128.94
5.19
269.88
Couple, aged 18 - pensionable age with Enhanced Disability Premium
141.20
147.85
6.65
345.80
Couple over pensionable age
177.55
216.63
39.08
2,032.16
Single, aged 18 - 64
112.50
115.07
2.57
133.64
Single, aged 18 - 64 with Disability Premium
162.15
169.07
6.92
359.84
Single, aged 18 - 64 with Enhanced Disability Premium
186.40
195.57
9.17
476.84
Single over pensionable age
232.60
283.88
51.28
2,666.56
Wirral Council are currently reviewing this allowance.
Please complete the questionnaire below to help us understand the impact the potential change will have on you.
This consultation is open for contributions until 11 November 2025.
A Minimum Income Guarantee (MIG) is a financial safety net designed to ensure that individuals have a basic level of income to cover their living costs after their non-residential care costs have been met. This means that no one falls below a certain level of income.
Wirral Council conducts a financial assessment to see how much you can pay towards your care. This assessment will take into account:
Your Minimum Income Guarantee covering daily living expenses such as - food, toiletries and utility bills
Your housing costs – Rent, mortgage, council tax, building insurance. If you receive benefits to support you with these, the net amount will be disregarded at the discretion of the local authority.
Disability Related Expenditure (DRE) – these are costs due to your having a disability.
For over 10 years in Wirral, have given people who are receiving non-residential care costs an extra amount above the nationally agreed MIG, this is shown in the table below.
Categories
National weekly MIG Rate £
Wirral weekly MIG Rate £
Difference per week £
Difference per Annum £
Couple, aged 18 - pensionable age
88.35
90.42
2.07
107.64
Couple, aged 18 - pensionable age with Disability Premium
123.75
128.94
5.19
269.88
Couple, aged 18 - pensionable age with Enhanced Disability Premium
141.20
147.85
6.65
345.80
Couple over pensionable age
177.55
216.63
39.08
2,032.16
Single, aged 18 - 64
112.50
115.07
2.57
133.64
Single, aged 18 - 64 with Disability Premium
162.15
169.07
6.92
359.84
Single, aged 18 - 64 with Enhanced Disability Premium
186.40
195.57
9.17
476.84
Single over pensionable age
232.60
283.88
51.28
2,666.56
Wirral Council are currently reviewing this allowance.
Please complete the questionnaire below to help us understand the impact the potential change will have on you.
This consultation is open for contributions until 11 November 2025.
Minimum Income Guarantee Consultation is currently at this stage
This consultation is open for contributions until 11 November 2025.
Under Review
this is an upcoming stage for Minimum Income Guarantee Consultation
Contributions to this consultation are closed for evaluation and review. The project team will report back on key outcomes.
Final report
this is an upcoming stage for Minimum Income Guarantee Consultation
The final outcomes of the consultation are documented here. This may include a summary of all contributions collected as well as recommendations for future action.
Wirral Council is committed to making information accessible to everyone. If you would like further information, or you would like support to complete the survey, please contact us:
